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We’re making staying on top of your loan payments even easier! Members lending with A1CU will soon have the option to receive helpful text reminders. Read more about what to expect and how to opt in.

Skip-a-Pay

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Skip-a-Pay

Need a break from your loan payment? Our Skip-a-Pay program lets you skip one of your monthly loan payments for a fee of $25.* Not only will you get some wiggle room in that month's budget, but you'll feel good knowing that half of the fee will be donated to the American 1 Scholarship and Educational Grant Program!
 

You can now Skip-a-Pay in Online Banking!

For Desktop

  1. Log in to your account
  2. Click the three dots on the upper right hand side of the page
  3. Click 'Skip-a-Pay'

For Mobile

  1. Log in to your account
  2. Click the 'Menu' option
  3. Click the 'More' tab
  4. Click 'Skip-a-Pay'
 

Requirements for eligibility:

  • Only closed-end loans are eligible. This excludes credit cards, lines of credit and home equity lines of credit.
  • Loans must be in good standing (not past due or have been past due more than 30 days in the past 12 months).
  • Loans must be open for at least 6 months (12 months if the balance exceeds $50,000).
  • You can only use Skip-a-Pay on each eligible loan once per 12 month period.

Contact Us to Request a Skip-a-Pay

*The interest on the loan will continue to accrue through the deferred payment period.