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We’re making staying on top of your loan payments even easier! Members lending with A1CU will soon have the option to receive helpful text reminders. Read more about what to expect and how to opt in.

Refinance

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Refinance

If you have a loan or credit card with another financial institution, you might be paying too much. Refinancing with American 1 could save you money by lowering your interest rate and monthly payment. There are no application fees and you don’t have to be a member to apply.* Let us see if we can help you save money!

What you'll need for an auto refinance:

  • Proof of income (like a recent pay stub)
  • Proof of insurance
  • Original vehicle title
  • 10-day payoff

Our loans include:

  • Rates as low as 4.99%*
  • Low monthly payments
  • Easy payment options
  • Personal, friendly service

American 1 does not finance mortgages.

APPLY TO REFINANCE YOUR LOAN

*All loans are subject to approval. Click here for additional disclosures on open-ended credit. 

*Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to credit approval and underwriting requirements. Refinances from current loans with American 1 Credit Union are allowed with the addition of a $500 financed balance or more. See any branch for details. All rates subject to change without notice.