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Fresh Start Checking

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Fresh Start Checking

Looking for a fresh start on your path to financial freedom? You may be eligible for a Fresh Start Checking Account!* This free account gives you a second chance and is designed to help you rebuild your financial standing. With no monthly fees and no minimum credit score required, you’ll also enjoy our easy Online Banking app, mobile deposit, online bill pay, over 50 no-surcharge ATMs, and 24-hour fraud monitoring. Ready for a fresh start?

All of this...

What's Required?

  • Fresh Start Coaching plan
  • Hard credit pull
  • Savvy Money Opt-In
  • Download Online Banking
  • Must be in good standing with American 1

 Apply for Fresh Start CHECKING

*Member must be in good standing with American 1 Credit Union at the time of application to qualify- not delinquent on any loan or having negative share balances. Applicants must meet all eligibility and program requirements. Fresh Start Checking Account does not allow access to Courtesy Pay or check usage. With the completion of the Fresh Start Coaching Plan, Fresh Start Checking may be eligible for conversion to Simplicity Checking after 6 months of positive account history; positive account history is defined in the Fresh Start Coaching Plan. Opt-In of Online Banking and Savvy Money required.