Hit the road in style—with auto loan rates as low as 4.99%* on new or used vehicles. Fast approvals, flexible terms, and local service you can count on.
Home project on your mind? Tap into the equity you’ve built or use an American 1 Rewards Credit Card to bring your vision to life—fast, flexible, and all about you.
For 75 years, American 1 has proudly served our members and communities. Join us as we reflect on our journey and and learn how you can celebrate this milestone with us.
Enjoy the freedom of no annual fees, competitive rates, and a simple rewards program that turns your everyday spending into points you can actually use. Whether you're grocery shopping or booking your next getaway, you'll be earning with every purchase.
Give yourself the gift of financial confidence with our Fresh Start Credit Journey program. Whether you’re building or repairing your credit, this is the perfect way to take control of your finances and invest in a brighter financial future!
Did you know that you can view your credit score, credit-building tips, pre-approved offers, and more for FREE directly in Online Banking or the American 1 Mobile App? Simply log in and enroll in Credit Score
1. Subject to credit approval and underwriting requirements. Visit any American 1 branch for full promotional details.
2. All loans/lines of credit are subject to approval and underwriting requirements. Appraisal or title search may be required.
3. . Subject to credit approval and underwriting requirements. Visit https://www.american1cu.org/credit-cards/rewards-card to learn more. Visa Disclosure https://www.american1cu.org/privacy-and-disclosures/visa-disclosure
*Annual percentage rates (APR) listed are “as low as" based on credit score and term and are subject to credit approval and underwriting requirements. Promotion applies to new and used auto loans. Refinances from current loans with American 1 Credit Union are allowed with the addition of a $500 balance or more; rewrite required. All federal and state tax rules apply. All rates subject to change without notice.