Home Equity Loans

Home Equity Loans

Make the equity in your home work for you with an American 1 Home Equity Loan. Home equity loans and lines of credit can give you access to money for home improvements, college tuition, vacations, emergencies, or even debt consolidation.⁺

In addition to providing you with a significant resource of funds and competitive rates, an American 1 home equity loan offers other advantages over competing lenders, including:

Fewer Fees No application fees No title placement/lien placement fee No credit report fee No closing fees* No document prep fee

Deductible Interest A home equity loan is secured by your home so the interest you pay may be fully deductible for federal tax purposes.†

Flexibility You can choose between an easy-access line of credit or a simple closed-end loan.

Convenience The line of credit is as easy as using a debit card or writing a check. You can request an advance in person, by phone, or online.

Ready to Get Started?

Home Equity Application

Click here for a home equity loan checklist. American 1 does not finance mortgages.

NMLS 410447. For further information on NMLS registration, click here.**

Home Equity Disclosure
^†Tax laws are subject to change and individual tax situations vary

2. All loans/lines of credit are subject to approval and underwriting requirements. Appraisal or title search may be required.

3. . Subject to credit approval and underwriting requirements. Visit https://www.american1cu.org/credit-cards/rewards-card to learn more. Visa Disclosure https://www.american1cu.org/privacy-and-disclosures/visa-disclosure