Ready to build or improve your credit? The Rewards Secured Visa is the perfect option! With a cash deposit as collateral, you can take control of your credit and work toward financial success—plus, you’ll earn reward points along the way!
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This card was made for you! A secured credit card requires a cash deposit equal to your credit limit, which acts as collateral for your purchases. If payments aren’t made, the deposit covers it.
It's simple. Just visit any American 1 Credit Union branch location or apply online!
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Our credit cards are printed right at American 1, so you'll have your new card in hand before you leave the branch. Plus, you can personalize your card by choosing from a catalog of images!
*Member must be in good standing with American 1 Credit Union at the time of application to qualify- not delinquent on any loan or having negative share balances. Applicants must meet all eligibility and underwriter requirements. A cash deposit must be placed in a Secured Share Savings Account equal to the credit limit prior to usage; please note, withdrawals from the?Secured Share Savings are not permitted while the Secured Credit Card is open. Available credit limit ranges from $500 to $5,000. Secured Credit Card may be eligible for conversion to Unsecured Credit Card after 12 months; application and credit pull will be required for conversion. Opt-In of Online Banking and Savvy Money required. Rates and terms subject to change.
