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Youth Accounts

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Smart Savings for Bright Futures

Our Youth Accounts help kids and teens build smart money habits from day one—turning small savings into big opportunities and every penny into a step toward financial independence!

 

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Mom and daughter saving money

 

EAGLE EARNERS Independence Account Benefits FAQs

 

 

Eagle Earners Account (Ages 0-12)

Give your child a head start on smart money habits with Eagle Earners, our youth savings account for kids 12 and under. With every deposit—whether in-branch or online—they’ll learn the value of saving in a fun, secure, and rewarding way. Plus, as an Eagle Earners Club member, they’ll receive a special birthday card and gift, along with seasonal postcards featuring fun savings tips to keep them engaged!

It only takes $5 to open an account, so start building their financial future today!

Download an Earnsly Eagle Coloring Sheet

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Earnsly Eagle

 

Independence Account (Ages 13-17)

Teens taking a group selfie

It’s never too early to learn smart money habits! The Independence Account is designed for teens ages 13-17, giving them the tools they need to manage their money, set savings goals, and build financial confidence. With just a $5 minimum deposit, your teen can open a safe and secure account that helps them learn the basics of personal banking while preparing for financial independence. As an Independence Account holder, your teen will have access to:

Give your teen the freedom to grow and learn with an Independence Account today!

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Benefits Of Our Savings Accounts

At American 1 Credit Union, we believe that teaching kids to save today sets them up for financial success tomorrow. Our Youth Savings Accounts provide a simple, transparent, and engaging way for young savers to start building healthy money habits—because it’s never too early to learn how to spend wisely and save smart.

  • Teach financial responsibility – Help your child learn how to save, budget, and make thoughtful spending choices with their own account.
  • Build financial confidence – Managing their savings teaches real-world money skills that will prepare them for a strong financial future.
  • Grow their savings – With just a $5 opening deposit, your child can start watching their money grow with our competitive savings rates.
  • Support when you need it – Whether in-branch or online, we’re here to help with financial education and guidance every step of the way.
  • Easy account oversightMonitor and manage your child’s savings through Online & Mobile Banking, giving you peace of mind as they learn.

Set your child up for success with a Youth Savings Account at American 1 Credit Union!

YOUTH ACCOUNT (AGES 0-12) YOUTH ACCOUNT (AGES 13-17)