Become a Member
We believe in boldly supporting our members, community, and staff - not only during trying times, but every day. To us, you are more than just a number on an account - you are a member and part-owner of this credit union.
If we aren't already, we'd love to be your primary financial institution. Here are some of the great banking services and benefits you can take advantage of as a member of American 1:
- Loan Experts. American 1 specializes in financing and refinancing everyday loans like autos, trucks, boats, RVs, motorcycles, ATVs, tractors, personal loans, and more.
- Free Simplicity Checking. No annual fees, no minimum balance fees. A free checking account with no strings attached - it's that simple!
- Locally Serviced Rewards Credit Card. Our Rewards Credit Card earns one point for every $1 you spend - to be used on anything from gift cards and gas discounts to airline tickets and air fryers. Plus, if you ever have a concern with your card, someone right here at American 1 will help you out.
- Digital Banking Options. With American 1's Online Banking and Mobile App platforms, you can transfer money, pay bills, deposit checks, set alerts, lock your cards if they are lost or stolen, set travel alerts, and so much more. Plus, you can use our cards in your mobile wallet and with a wide variety of payment apps.
- True Savings. Our True Savings account allows members to set a goal and shares weekly tips on how to save money to achieve that goal! We also have other savings accounts like our Christmas and Vacation clubs, a Member's Choice account, and our Eagle Earners account for kids. Looking for traditional savings and investment products like CDs, IRAs, and Money Markets? We have those too!
- Financial Wellness. Most importantly, we want our members and community to be financially healthy. We have a team of Certified Financial Coaches who are available to help you with budgeting, investment questions, debt reduction, and any other financial topic you need help with - for free!
Join American 1!
Our goal of creating financial wellness in our communities through personal everyday banking begins with you - our members! Let us help you move all of your banking to American 1.
Ready to Apply for Membership?
To become a member at American 1 Credit Union, you first need to join Community 1 Cooperative. Membership in Community 1 Cooperative is only $3 and is open to anyone. Community 1 is a community co-op that provides discounts and services to its members. American 1 Credit Union requires a hard credit report pull for all new members. Learn more.
The mission of Community 1 Cooperative is to enhance the communities we serve through quality, cost-effective services for individuals, families, non-profit organizations, and businesses.
APPLY FOR MEMBERSHIP Member Benefits
