Home equity is the portion of your home that you truly own—the difference between your home’s value and what you still owe on your mortgage. Think of it as a financial resource you’ve built over time.
With an American 1 Home Equity Loan or line of credit, you can access that value and put it to work for you with fewer fees and competitive rates.
Whether you're planning home improvements, covering college tuition, consolidating debt, taking a dream vacation, or handling unexpected expenses, our loans are here to help.
With our easy-access line of credit, you’re in control. Swipe it like a debit card, write a check, or request an advance anytime—online, over the phone, or in person. It’s that simple! Prefer a one-and-done solution? Our closed-end loan offers straightforward financing with no surprises.
Whatever your needs, we’ve got the perfect option to make your home equity work for you!
A home equity loan with American 1 is designed for a one-time funding need with a fixed rate and predictable payments. These types of loans are ideal for:
A home equity line of credit (HELOC) is a revolving, flexible account that lets you access your funds periodically for needs now and in the future. It is ideal for funding:
NMLS 410447. For further information on NMLS registration, click here.**
Home Equity Disclosure
†Tax laws are subject to change and individual tax situations vary
2. All loans/lines of credit are subject to approval and underwriting requirements. Appraisal or title search may be required.
3. . Subject to credit approval and underwriting requirements. Visit https://www.american1cu.org/credit-cards/rewards-card to learn more. Visa Disclosure https://www.american1cu.org/privacy-and-disclosures/visa-disclosure
